Voluntary Benefits

Voluntary Benefits

This benefit provides you with convenient, professional legal counsel, which provides fully covered legal advice and representation for most personal legal matters. MetLaw covers the most frequently needed personal legal matters such as:

MetLife Legal

Law For Family & PersonalLaw For Home & Real EstateCivil Lawsuits
Adoption / Guardianship Conservatorship / Prenuptial Agreement Name Change / Review of ANY Personal Legal Document / Juvenile Court Defense, Including Criminal Matters Parental Responsibility Matters
School Hearings / Demand Letters Personal Property Issues / Affidavits Garnishment Defense
Protection from Domestic Violence
Review of Immigration Documents
Sale or Purchase of Primary & Vacation Home Refinancing & Home Equity Loan of Primary & Vacation Home
Tenant Negotiations / Eviction Defense Security Deposit Assistance Boundary & Title Disputes Property Tax Assessments
Zoning Applications
Deeds / Mortgages
Civil Litigation Disputes Over Consumer Goods & Services
Small Claims Assistance
Administrative Hearings
Incompetency Defense
Pet Liabilities

Additional MetLife Legal

Law For Elder-Care IssuesLaw To Protect Your Future/EstateAdditional Features
Consultation & Document Review for issues related to your parents
Prescription Plans
Nursing Home Agreements
Simple Wills
Complex Wills Revocable & Irrevocable Trusts Power of Attorney (Healthcare, Financial, Child-Care, Immigration) Healthcare Proxies
Living Wills
Telephone Advice and Office Consultations on an unlimited number of personal legal matters. Trials for covered matters are covered from beginning to end, regardless of length, when using a network attorney.
Law For Vehicle Driving
Repossession Defense of Traffic Tickets Driving Privileges Restoration License Suspension Due to DUI
Attorney Locator / Law Firm E-Panel
Legal Guide / Life Guide
DIY Legal Documents
Family Matters
Available for an additional fee separate plan for parents of participants for estate planning documents
Reduced Fees
For Personal Injury, Probate & Estate Administration matters, provided by network attorneys

MetLaw Benefit Summary

Metlaw Fact Sheet

MetLaw App Flyer

LifeLock monitors your identity.  When activity occurs involving your information, you’re alerted by email, text or a phone all. You can respond to confirm whether the activity is legitimate, and if it’s not, a U.S. based LifeLock Identity Restoration Specialist will help you resolve the issue.  There are three LifeLock options for you to choose from. Please refer to the more detailed summaries posted on our intranet.

1. LifeLock Benefit Elite
LifeLock Benefit Elite protection is aimed squarely at what matters to employees: Protecting identities and protecting nest eggs. LifeLock Benefit Elite protection helps detect potential fraud and brings it to the attention of employees through alerts via email, text or phone.

LifeLock Benefit Elite Benefit Summary

2. LifeLock Advantage
The LifeLock Advantage Plan is an enhanced identity protection plan that offers the features most people want and at a price to fit your budget. It includes bank account protection and credit score and reports.

LifeLock Advantage Benefit Summary

3. LifeLock Ultimate Plus
LifeLock Ultimate Plus plan provides peace of mind knowing you have the most comprehensive identity theft protection available. Enhanced services include bank account application and takeover alerts, online credit reports and credit scores. LifeLock Ultimate Plus also has a complete list of identity theft protection features that includes everything from lost wallet protection, to black market website surveillance and daily three-bureau credit report monitoring.

LifeLock Ultimate Plus Benefit Summary

This plan will help pay you a percentage of the maximum coverage you choose. Diagnosed illnesses like heart attack, stroke, Alzheimer’s disease and cancer are among those covered. Rates will vary, as they are based on age, smoker status and family size.

These plans can be a great addition to your medical plan. As you may know, hospital visits can be costly, so it’s easy to see why having hospital indemnity insurance can make good financial sense. Critical Illness insurance will also compliment your medical and disability income coverage, which can ease the financial impact of certain critical illnesses.

Critical Illness Coverage by Individual
Eligible IndividualInitial BenefitRequirements
Associate$20,000 or $40,000Coverage is guaranteed provided you are actively at work.
Spouse/Domestic Partner50% of the associate’s
Initial Benefit
Coverage is guaranteed provided the associate is actively at work and the spouse/domestic partner is not subject to a medical restriction as set forth on the enrollment form and in the Certificate.
Dependent Child(ren)50% of the associate’s
Initial Benefit
Coverage is guaranteed provided the associate is actively at work and the dependent is not subject to a medical restriction as set forth on the enrollment form and in the Certificate.
Your Initial Benefit provides a lump-sum payment upon the first diagnosis of a Covered Condition. Your plan pays a Recurrence Benefit for the following Covered Conditions: Heart Attack, Stroke, Coronary Artery Bypass Graft, Full Benefit Cancer and Partial Benefit Cancer. A Recurrence Benefit is only available if an Initial Benefit has been paid for the Covered Condition. There is a Benefit Suspension Period between Recurrences. Initial Benefits and Recurrence Benefits will be paid until the Total Benefit Amount has been reached. The maximum amount that you can receive through your Critical Illness Insurance plan is called the Total Benefit and is 3 times the amount of your Initial Benefit. This means that you can receive multiple Initial Benefit and Recurrence Benefit payments until you reach the maximum of 300% or $30,000, $75,000 or $150,000.

MetLife Critical Illness Benefit Summary

MetLife Critical Illness Claim Form

MetLife Critical Illness Health Screening Benefit Claim Form

MetLife Critical Illness Attending Physician Statement

MetLife Critical Illness Insurance – Why is it important

MetLife Accident Plan Benefit Summary

MetLife Accident Claim Form

MetLife Accident Insurance – FAQ

MetLife Accident Insurance – Why is it important

We’re pleased to offer our employees the opportunity to save on your veterinary care.  One low price includes preventative, accident and sick care. Employees receive INSTANT savings of 20-50% off every in-network veterinary visit! United Pet Care features include:

  • NO claim forms
  • NO deductibles
  • NO waiting period
  • NO age exclusions
  • NO exclusions due to pre-existing or breed-specific conditions

Plan OptionsDiscounts
Preferred Program:50% saving on office visits, Annual exam, and Vaccines
25% saving on Procedures and Medications
Select Program:$40 office visits
20% saving on Annual exam, Vaccines, Procedures, and Medications
Partner Program:25% saving on office visits, Annual exam, and Vaccines
25% savings on Procedures and in-house Medications

Nant UPC Program Summary

To enroll in United Pet Care, go to www.unitedpetcare.com/nantworks

or www.unitedpetcare.com/nantkwest

or contact United Pet Care at:  (888) 781-6622